Tag Archives: Homeowners

Indiana Court of Appeals: Don’t Go Chasin’ Waterfalls, Please Stick to the Policy Interpretation You’re Used To…

(I know I’m dating myself here with a TLC joke, but I couldn’t resist.) Anyway, last week, the Indiana Court of Appeals affirmed summary judgment in favor of the insurer in Deeter v. Indiana Farmers Mutual Insurance Company (the opinion … Continue reading

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Seventh Circuit: Mailing Addresses Don’t Necessarily Identify What’s Insured

Last week, the Seventh Circuit found that the term “residence premises” in an Illinois homeowner’s policy was ambiguous because it could describe more than just one structure on the property. In Schuchman v. State Auto Prop. & Cas. Ins. Co., … Continue reading

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Equity Required Insurer to Pay Policy Proceeds

In Marling Family Trust v. Allstate Ins. Co., ___ N.E.2d ___ (Ind. Ct. App. 2012), Indiana’s Court of Appeals reversed a trial court’s grant of summary judgment in favor of an insurer.  In doing so, the Court of Appeals found that a mortgage … Continue reading

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Again, Making Misrepresentations On a Policy Application Is a Bad Idea

You’d think people would learn. If you make a misrepresentation on your policy application, bad things usually happen. Take the case of Michael Dodd, resident of Frankfort, Indiana. Mr. Dodd applied for a homeowner’s policy for a house he would … Continue reading

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