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Category Archives: Health Insurance
Breaking: D.C. Circuit Nixes ACA Premium Subsidies
(Of course there would be breaking news while I’m out of the office…) In any event, the D.C. Circuit this morning nixed the premium subsidies at the heart of the Affordable Care Act, effectively taking the “affordable” out of the … Continue reading
2014 Indiana Legislative Update #3
The gay marriage bill may be getting all the media attention in Indiana these days, but there’s so much more going on in the General Assembly, as shown in the third Indiana Legislative Update from our friends at Bose Public … Continue reading
Posted in Health Insurance, Life Insurance, Pollution Exclusion, Regulation
Tagged 2014, General Assembly, Indiana, Regulation
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IDOI Issues Bulletin on Mandatory ILHIGA Disclaimer
On October 7th, 2013, the Indiana Department of Insurance released Bulletin 200 (Indiana Life and Health Guaranty Association Disclaimer), which requires ILHIGA member insurers to include the “Summary Document” (attached to the Bulletin) with every policy or contract to a … Continue reading
Jones Presents at National Business Institute’s “Insurance Law 2013” Seminar
On February 28, 2013, Brian Jones–co-chair of the firm’s insurance group and the founder of this blog–presented at the National Business Institute’s “Insurance Law 2013” Seminar in Indianapolis, Indiana. His topics were “Indiana Insurance Law 2012” and “Current Issues in … Continue reading
Indiana Department of Insurance Issues Bulletin Regarding Certification of Independent Review Organizations
The Indiana Department of Insurance recently published an updated Bulletin setting forth the procedures for certification of independent review organizations (“IROs”) with respect to the external review grievance process. Click here for a copy. In accordance with the federal Patient … Continue reading
Posted in Health Insurance, Regulation
Tagged Affordable Care Act, Department of Insurance, Health Insurance, Indiana, Regulation
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SCOTUS: Obamacare Constitutional
In what may be the most highly anticipated Supreme Court decision in this century so far, the Supreme Court, by a 5-4 margin, just declared that the individual mandate in the Affordable Care Act is CONSTITUTIONAL as a tax. The opinion was … Continue reading
Again, the “Re” Part of Reinsurance is Important
If you’re not an insurer, can you buy reinsurance? “No” would seem to be the simple answer. OK, what if you sell a stop-loss policy to a self-funded benefit plan? The benefit plan is kind of like an insurer, so … Continue reading
Posted in Excess Insurance, Health Insurance, Regulation, Reinsurance
Tagged Excess Insurance, Health Insurance, Regulation, Reinsurance, Texas
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Tenth Circuit Decides Haunted House’s Insurers Must Share Costs
We in the Bose Insurance Group always appreciate good stories and good writing. And when you can combine both in law, that’s even better. Tenth Circuit Judge Gorsuch had some hair-raising fun writing the opinion in Western World Insurance Co. v. … Continue reading
Indiana Guaranty Fund Tax Credits Under Legislative Review
It is likely that the Indiana General Assembly will study the basis for, and continued utility of, tax credits allowed for insurance guaranty fund assessments during the 2012 interim. Currently, both life and health and property & casualty fund assessments … Continue reading
Indiana Serious About Health Rates
Our recent experience with the Indiana Department of Insurance on behalf of several prominent health insurers makes clear that the department is taking health insurance rate review very seriously. In addition to retaining a prominent firm to provide actuarial review … Continue reading
Posted in Health Insurance, Regulation
Tagged Health Insurance, Indiana, MLR, Rate Approval
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