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Category Archives: CGL
Fourth Circuit: Insurer Has a Duty to Defend Because CGL Policies Might Cover Data Breach
Here’s an interesting development in two areas close to my professional heart: technology and insurance coverage. It’s been said with some frequency in recent years that traditional CGL policies do not cover losses arising from data breaches. Last week, however, the … Continue reading
Jones Presents at National Business Institute’s “Insurance Law 2013” Seminar
On February 28, 2013, Brian Jones–co-chair of the firm’s insurance group and the founder of this blog–presented at the National Business Institute’s “Insurance Law 2013” Seminar in Indianapolis, Indiana. His topics were “Indiana Insurance Law 2012” and “Current Issues in … Continue reading
Settling Without Your Insurer’s Consent is Like Flushing Money Down the Toilet
Many insurance policies require the insured to obtain the insurer’s consent before settling a claim or making any payments for a claim. That’s just basic insurance stuff. So, too, is the concept that, if you have a claim asserted against … Continue reading
Fifth Circuit: Merely Alleging “Property Damage” Doesn’t Trigger Duty To Defend
The Fifth Circuit, applying Texas law, recently considered whether certain alleged damages qualified as “property damage” for the purpose of a general liability policy. In PPI Technology Services, L.P. v. Liberty Mutual Insurance Co., Royal Production Company, Inc. retained the … Continue reading
Posted in CGL
Tagged Commercial General Liability, Duty to Defend, Fifth Circuit, Texas
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Supreme Court of Ohio Holds Faulty Workmanship is Not an “Occurrence”
States are split as to whether faulty workmanship constitutes an “occurrence.” A majority holds that defective workmanship, standing alone, is not an “occurrence,” whereas the minority finds that faulty workmanship is an “occurrence.” Under the majority view, it’s an “occurrence” … Continue reading
Posted in CGL, Construction
Tagged Commercial General Liability, Construction, Occurrence, Ohio
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Georgia Rejects Reservation of Rights Defense Where Insurer Denies Coverage
In Hoover v. Maxum Indemnity Company, a majority of the Supreme Court of Georgia ruled that an insured cannot disclaim coverage on one ground and reserve its right to disclaim on another. The Court, applying Georgia law, reversed the Georgia … Continue reading
Posted in Bad Faith, CGL, Commercial Lines, Coverage Defenses, Litigation
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Indiana Court of Appeals: Batteries Not Included
The Indiana Court of Appeals has denied coverage for two bar patrons injured at a bar, applying the assault-and-battery exclusion in the bar’s CGL policy. In Alea London, Ltd. v. Nagy, the two claimants sought coverage for injuries after one was struck … Continue reading
Posted in CGL, Commercial Lines, Coverage Defenses
Tagged Commercial General Liability, coverage defenses, Indiana
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